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Discussion Paper No. 41 of 2004 on Determinants of Interest Spread in Kenya
(The Kenya Institute for Public Policy Research and Analysis (KIPPRA), 2004)
This paper examines the determinants of interest spread in Kenya using micro level data. Panel data analysis is used with a sample of 36 banks covering the period 1998-2002. Results show that wide interest spreads are ...
Discussion Paper No. 122 of 2010 on Efficiency of the Financial Market Intermediation Process in Kenya: A Comparative Analysis
(The Kenya Institute for Public Policy Research and Analysis (KIPPRA), 2010)
Interest rate margins have been used severally in literature to indicate the extent of financial sector repression and inefficiency. Wide interest margins are detrimental for savings mobilization and stifle investment ...