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    Policy Brief No. 12 of 2017-2018 on Building Household Coping Mechanisms with the Effects of Droughts and Floods Using Financial Instruments

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    Publication Date
    2017
    Author
    Shibia, Adan
    Kenya Institute for Public Policy Research and Analysis (KIPPRA)
    Type
    Policy Paper
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    Kenya Institute for Public Policy Research and Analysis (KIPPRA)
    Abstract/Overview

    Effective coping mechanisms are essential to cushioning households’ livelihoods from shocks of droughts and floods. Coping mechanisms entail short term interventions used by households that form foundations for long-term adaptation mechanisms. Households coping mechanisms can be deployed before droughts or floods occur, where households for instance diversify economic activities to smoothen income. Alternatively, households smoothen consumption after droughts or floods have occurred by drawing down personal savings, borrowings, selling of assets, adjustments to labour supply, and utilization of formal and informal insurance arrangements. Use of financial instruments including savings, credit and insurance provide market-based coping mechanisms and they tend to be more effective compared to informal coping mechanisms...

    Subject/Keywords
    Droughts and floods; Coping mechanisms; Financial instruments; Households; Informal coping mechanisms
    Further Details

    A policy brief on Building Household Coping Mechanisms with the Effects of Droughts and Floods Using Financial Instruments.

    Publisher
    The Kenya Institute for Public Policy Research and Analysis
    Series
    Policy brief No.12 of 2017- 2018;
    Permalink
    http://repository.kippra.or.ke/handle/123456789/2625
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    • Policy Briefs [277]

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